3/3/03 My dr. sent my info to my insurance on 2/18/03 and I got a letter from them on 2/26/03. I had alot of hope that they would say yes to the lap band. However they didn't! They said that it's not medically necessary. I am 27, BMI 48.5. I have HTN,exertional dyspnea,DJD hip,knee,and back, acid reflux,sleep apnea,chronic heartburn,chronic lower back pain, depression, and a hard hard time breathing. I'm so upset! If they said no will they say yes later? What can I do? I'm really in the dumps!