1/3/06 hello,vicki i am from baltimore, md and i also have aenta,but im wondering i havent seen a dr for any med problems.but i also read the policy on line the WHOLE THING it states either or for the 6mo or 3mo with a dr i have been for my info session at greater baltimoe med center on dec 14/05 havent got a call back yet, im becoming really sad. i have called aetna 4 or 5 times . they said its done case to case .i am 5/3 at 237 what do you think? thanks katrina